|

How are Appointments Scheduled?
Do I Stay
with My Child During the Visit?
What About Finances?
Our Office
Policy Regarding Dental Insurance

Our
Mission is to provide quality dental care to children
and adolescents in a comfortable and caring environment
with an experience that rises above expectation.
How are
Appointments Scheduled?
The office attempts to schedule appointments at your
convenience and when time is available. Preschool children should be seen in
the morning because they are fresher and we can work more slowly with the
child for their comfort. School children with a lot of work to be done
should be seen in the morning for the same reason. Dental appointments are
an excused absence. Missing school can be kept to a minimum when regular
dental care is continued.
Since appointed times are reserved exclusively for
each patient we ask that you please notify our office 48 hours in advance of
your scheduled appointment time if you are unable to keep your appointment.
No charge will be
made for rescheduling your appointment provided 48 hours notice is given to
us so that your child's time can be given to another patient who needs our
care. We realize that unexpected things can happen, but we
ask for your assistance in this regard.
Every effort will be made to be on
time for your child's appointment. However, children are
frequently subject to accidents. In order to accommodate
an injured child, our schedule may be delayed. Please
accept our apologies ahead of time should such a delay
occur during your child's appointment. Please understand
we will do exactly the same if your child is ever in
need of emergency care.
Back to Top
Do I Stay with My Child During the Visit?
We ask that you allow your child to accompany our
staff through the dental experience. We are all highly experienced in
helping children overcome anxiety. We can usually establish a closer
rapport with your child when you are not present. Our purpose is to gain
your child's confidence and overcome apprehension. Studies and
experience have shown that most children over the age of 3 react more
positively when permitted to experience the dental visit on their own and in
an environment designed for children.
Back to Top
What About Finances?
Payment for professional services is due at the time
dental treatment is provided. Every effort will be made to provide a
treatment plan which fits your timetable and budget, and gives your child
the best possible care. We accept cash, personal checks, debit cards and
most major credit cards.
Back to Top
Our Office Policy
Regarding Dental Insurance
If we have received all of your insurance information
on the day of the appointment, we will be happy to file your claim for you.
You must be familiar with your insurance benefits, as we will collect from
you the estimated amount insurance is not expected to pay. By law your
insurance company is required to pay each claim within 30 days of receipt.
We file all insurance electronically so your insurance company will receive
each claim within days of the treatment. You are responsible for any balance
on your account after 30 days, whether insurance has paid or not. If you
have not paid your balance within 60 days a re-billing fee of 1.5% will be
added to your account each month until paid. We will be glad to send a
refund to you if your insurance pays us.
PLEASE UNDERSTAND that we file dental insurance as a courtesy to our
patients. We do not have a contract with your insurance company, only you
do. We are not responsible for how your insurance company handles its claims
or for what benefits they pay on a claim. We can only assist you in
estimating your portion of the cost of treatment, we at no time guarantee
what your insurance will or will not do with each claim. We also can not be
responsible for any errors in filing your insurance, once again we file
claims as a courtesy to you.
FACTS YOU SHOULD KNOW ABOUT DENTAL INSURANCE
In an effort to help you understand your insurance policy and maximize your
insurance benefits, we would like to share some facts about dental insurance
with you.
FACT #I - Dental insurance is a contract between you, your
employer and the insurance company. We are not a party to that contract.
FACT #2 - Dental insurance is NOT meant to cover all fees. It
is meant to be an aid to your investment in your child’s dental healthcare.
Many routine dental services are not covered by dental insurance.
FACT #3 - Many carriers claim that they reimburse the insured
promptly "up to 80% or up to 100% of the total fees." In actuality, we have
found that most plans cover about 40%-50% of average fees. Some plans pay
more, some less. The less paid for the insurance by your employer, the less
coverage you will receive.
FACT #4 - Usual, Customary or Reasonable Fees, UCR, a term
used by your insurance carrier, is an arbitrary amount which the insurance
company chooses to pay for each procedure. It is not based on the average
charge of practicing specialists in the area; it is merely the "allowable"
amount they will reimburse so they can make a net 20%-30% profit. Our fees
are within range of other pediatric dental offices in the area.
FACT #5 - Insurance companies will not release the exact
amount they will pay for a procedure until the treatment is completed and
the claim is submitted. They will only state the percentage of their fee
schedule that they will cover.
We will make every effort to assure you receive maximum benefits. We will
file your insurance at no charge. In order to provide this service, we will
need your updated insurance information before each appointment.
Please do not hesitate to ask questions about our financial policy. We want
you to be comfortable in dealing with these matters. If you have any
questions regarding your insurance, we ask that you contact your company
regarding the specifics and details of your plan.
MOST IMPORTANTLY, please keep us informed of any
insurance changes such as policy name, insurance company address, or a
change of employment.
Back to Top
Contact Info:
Jean Chan, D.D.S.
260 E. Chase Avenue, Ste. 101
El Cajon, CA 92020
(619) 579-2363
|